Claiming process of boat insurance cover?

These days boat accidents are common all over the world. It doesn’t matter whether you are taking your boat into the ocean, river or a lake, but there is always a possibility of the uncertainty and tragedy that could occur any time. Despite there are advanced collusion system and devices along with weather prediction instruments but you never known when an uncertainty could occur and a boat accident not only causes huge damage of the property but also some human causalities. The boat insurance policy covers the complete damages in the boat and its passengers subject to the type of the policy. However, when you are claiming the boat insurance then you need to take care of several things. 



First of all make sure that your policy is valid and it should not expire and you have paid the premium of the policy regularly.
  • Collect as much of the evidences of the accident immediately in the photographs from different angles.
  • Call your insurance agent or company immediately after the accident and inform them about the event.
  • By the time insurance company agents comes to the actual site to see the actual damages, you should report the accident to the local police station or the responsible government authority and collect the copy of the report which should be required to get the claim.

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